Wedding Insurance

I always recommend wedding insurance but in light of a few recent occurrences with wedding vendors in Columbus I feel even more strongly that it is necessary to carry this type of insurance these days. Just recently we've had:

• One of our top florists close up shop in the middle of the night with no warning.
• A wedding venue closed due to financial problems. People were left with no wedding venue and lost all of their deposit money with little or no hope of recovering it.

There are several insurance companies that specialize in wedding insurance to help protect yourself against situations like I've mentioned above. If for any reason your wedding has to be cancelled or rescheduled due to an unforeseen circumstance you can be protected. They can also provide liability insurance if your venue or facility requires you to carry this to hold your wedding on their property. For my wedding we were in a museum and we were required to carry $1 Million Liability insurance. I believe we paid around $350 for this coverage - and that was almost 5 years ago. The insurance coverage is pretty inexpensive when you look at the grand total of the amount being spent/invested in the wedding.

Wed Safe and Travelers are the two most common wedding insurance companies. I highly recommend you visit their websites to see how you can protect your self and your wedding investments. It's always better to be safe than sorry in my book!